Low-interest loans are available to eligible Pennsylvania homeowners who need to repair or replace their on-lot septic system or connect to a public sewer.
The assistance can help homeowners avoid or respond to municipal citations and improve the environmental health of their property. Loan terms are up to 20 years (up to 15 years for manufactured homes). There is no prepayment penalty if the loan is paid off early. The maximum loan amount is $25,000. The program is administered by the Pennsylvania Infrastructure Investment Authority, Pennsylvania Housing Finance Agency and Pennsylvania Department of Environmental Protection.